LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,630
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$1,062/mo
Today · 4.125%
HK$35,738
baseline
▲ 0.50% · 4.625%
HK$37,913
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,476/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,413
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,018/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,512
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,356
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,275/mo
Today · 4.125%
HK$42,886
baseline
▲ 0.50% · 4.625%
HK$45,496
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,772/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,895
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,099
−HK$1,222/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$49,815
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,081
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,546
−HK$1,488/mo
Today · 4.125%
HK$50,034
baseline
▲ 0.50% · 4.625%
HK$53,078
+HK$3,044/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,068/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,378
−HK$2,829/mo
▼ 0.25% · 3.875%
HK$53,782
−HK$1,425/mo
Today · 4.125%
HK$55,207
baseline
▲ 0.50% · 4.625%
HK$58,117
+HK$2,910/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,414/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,533
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,416
−HK$1,913/mo
Today · 4.125%
HK$64,329
baseline
▲ 0.50% · 4.625%
HK$68,244
+HK$3,915/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,658/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,343
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,149
−HK$1,832/mo
Today · 4.125%
HK$70,981
baseline
▲ 0.50% · 4.625%
HK$74,722
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,962/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,057 · Scale 2, in force from 26 Feb 2026)