LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,630
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$1,063/mo
Today · 4.125%
HK$35,739
baseline
▲ 0.50% · 4.625%
HK$37,914
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,478/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,413
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,416
−HK$1,018/mo
Today · 4.125%
HK$39,434
baseline
▲ 0.50% · 4.625%
HK$41,513
+HK$2,079/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,868/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,356
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,276/mo
Today · 4.125%
HK$42,887
baseline
▲ 0.50% · 4.625%
HK$45,496
+HK$2,609/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,774/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,896
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,100
−HK$1,221/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$49,816
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,082
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,547
−HK$1,487/mo
Today · 4.125%
HK$50,034
baseline
▲ 0.50% · 4.625%
HK$53,079
+HK$3,045/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,068/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,378
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,783
−HK$1,425/mo
Today · 4.125%
HK$55,208
baseline
▲ 0.50% · 4.625%
HK$58,118
+HK$2,910/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,416/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,534
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,417
−HK$1,913/mo
Today · 4.125%
HK$64,330
baseline
▲ 0.50% · 4.625%
HK$68,244
+HK$3,914/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,660/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,343
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,150
−HK$1,832/mo
Today · 4.125%
HK$70,982
baseline
▲ 0.50% · 4.625%
HK$74,723
+HK$3,741/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,964/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,064 · Scale 2, in force from 26 Feb 2026)