LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,631
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,677
−HK$1,063/mo
Today · 4.125%
HK$35,740
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,480/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,414
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,418
−HK$1,018/mo
Today · 4.125%
HK$39,436
baseline
▲ 0.50% · 4.625%
HK$41,514
+HK$2,078/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,872/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,357
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,613
−HK$1,275/mo
Today · 4.125%
HK$42,888
baseline
▲ 0.50% · 4.625%
HK$45,498
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,776/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,897
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,101
−HK$1,222/mo
Today · 4.125%
HK$47,323
baseline
▲ 0.50% · 4.625%
HK$49,817
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,646/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,084
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,548
−HK$1,488/mo
Today · 4.125%
HK$50,036
baseline
▲ 0.50% · 4.625%
HK$53,081
+HK$3,045/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,072/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,380
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,785
−HK$1,425/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,120
+HK$2,910/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,536
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,419
−HK$1,913/mo
Today · 4.125%
HK$64,332
baseline
▲ 0.50% · 4.625%
HK$68,247
+HK$3,915/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,664/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,346
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,152
−HK$1,832/mo
Today · 4.125%
HK$70,984
baseline
▲ 0.50% · 4.625%
HK$74,726
+HK$3,742/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,968/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,082 · Scale 2, in force from 26 Feb 2026)