LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,633
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,679
−HK$1,063/mo
Today · 4.125%
HK$35,742
baseline
▲ 0.50% · 4.625%
HK$37,916
+HK$2,174/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,416
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,419
−HK$1,018/mo
Today · 4.125%
HK$39,437
baseline
▲ 0.50% · 4.625%
HK$41,516
+HK$2,079/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,874/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,359
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,275/mo
Today · 4.125%
HK$42,890
baseline
▲ 0.50% · 4.625%
HK$45,500
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,780/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,103
−HK$1,222/mo
Today · 4.125%
HK$47,325
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,494/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,650/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,086
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$48,550
−HK$1,488/mo
Today · 4.125%
HK$50,038
baseline
▲ 0.50% · 4.625%
HK$53,083
+HK$3,045/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,076/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,382
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,787
−HK$1,425/mo
Today · 4.125%
HK$55,212
baseline
▲ 0.50% · 4.625%
HK$58,123
+HK$2,911/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,424/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,539
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,913/mo
Today · 4.125%
HK$64,335
baseline
▲ 0.50% · 4.625%
HK$68,250
+HK$3,915/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,670/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,349
−HK$3,638/mo
▼ 0.25% · 3.875%
HK$69,155
−HK$1,832/mo
Today · 4.125%
HK$70,987
baseline
▲ 0.50% · 4.625%
HK$74,729
+HK$3,742/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,974/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,107 · Scale 2, in force from 26 Feb 2026)