LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,634
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,680
−HK$1,063/mo
Today · 4.125%
HK$35,743
baseline
▲ 0.50% · 4.625%
HK$37,918
+HK$2,175/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$71,486/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,417
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,018/mo
Today · 4.125%
HK$39,439
baseline
▲ 0.50% · 4.625%
HK$41,518
+HK$2,079/mo
Deposit HK$7.37M · loan HK$7.37M · min. income ≈ HK$78,878/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,360
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,616
−HK$1,275/mo
Today · 4.125%
HK$42,891
baseline
▲ 0.50% · 4.625%
HK$45,501
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,782/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,901
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,105
−HK$1,221/mo
Today · 4.125%
HK$47,326
baseline
▲ 0.50% · 4.625%
HK$49,821
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,652/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,087
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,552
−HK$1,488/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$53,085
+HK$3,045/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,384
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,789
−HK$1,425/mo
Today · 4.125%
HK$55,214
baseline
▲ 0.50% · 4.625%
HK$58,125
+HK$2,911/mo
Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$110,428/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,541
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,424
−HK$1,913/mo
Today · 4.125%
HK$64,337
baseline
▲ 0.50% · 4.625%
HK$68,252
+HK$3,915/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$128,674/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,351
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,157
−HK$1,833/mo
Today · 4.125%
HK$70,990
baseline
▲ 0.50% · 4.625%
HK$74,732
+HK$3,742/mo
Deposit HK$1.47M · loan HK$13.27M · min. income ≈ HK$141,980/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,124 · Scale 2, in force from 26 Feb 2026)