LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,634
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,681
−HK$1,062/mo
Today · 4.125%
HK$35,743
baseline
▲ 0.50% · 4.625%
HK$37,918
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,486/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,418
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,018/mo
Today · 4.125%
HK$39,439
baseline
▲ 0.50% · 4.625%
HK$41,518
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,878/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,361
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,617
−HK$1,275/mo
Today · 4.125%
HK$42,892
baseline
▲ 0.50% · 4.625%
HK$45,502
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,784/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,901
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,106
−HK$1,221/mo
Today · 4.125%
HK$47,327
baseline
▲ 0.50% · 4.625%
HK$49,822
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,654/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,088
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,553
−HK$1,488/mo
Today · 4.125%
HK$50,041
baseline
▲ 0.50% · 4.625%
HK$53,086
+HK$3,045/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,082/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,385
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,790
−HK$1,425/mo
Today · 4.125%
HK$55,215
baseline
▲ 0.50% · 4.625%
HK$58,126
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,430/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,542
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,425
−HK$1,913/mo
Today · 4.125%
HK$64,338
baseline
▲ 0.50% · 4.625%
HK$68,253
+HK$3,915/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,676/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,352
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,158
−HK$1,833/mo
Today · 4.125%
HK$70,991
baseline
▲ 0.50% · 4.625%
HK$74,733
+HK$3,742/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$141,982/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,134 · Scale 2, in force from 26 Feb 2026)