LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,635
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,682
−HK$1,063/mo
Today · 4.125%
HK$35,745
baseline
▲ 0.50% · 4.625%
HK$37,920
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,490/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,419
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,423
−HK$1,018/mo
Today · 4.125%
HK$39,441
baseline
▲ 0.50% · 4.625%
HK$41,520
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,882/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,363
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,618
−HK$1,276/mo
Today · 4.125%
HK$42,894
baseline
▲ 0.50% · 4.625%
HK$45,504
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,788/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,903
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,107
−HK$1,222/mo
Today · 4.125%
HK$47,329
baseline
▲ 0.50% · 4.625%
HK$49,824
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,658/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,090
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,554
−HK$1,489/mo
Today · 4.125%
HK$50,043
baseline
▲ 0.50% · 4.625%
HK$53,088
+HK$3,045/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,086/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,387
−HK$2,830/mo
▼ 0.25% · 3.875%
HK$53,792
−HK$1,425/mo
Today · 4.125%
HK$55,217
baseline
▲ 0.50% · 4.625%
HK$58,128
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,434/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,544
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,427
−HK$1,914/mo
Today · 4.125%
HK$64,341
baseline
▲ 0.50% · 4.625%
HK$68,255
+HK$3,914/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,682/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,354
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,161
−HK$1,832/mo
Today · 4.125%
HK$70,993
baseline
▲ 0.50% · 4.625%
HK$74,736
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$141,986/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,154 · Scale 2, in force from 26 Feb 2026)