LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,636
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$1,063/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,921
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,420
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,424
−HK$1,018/mo
Today · 4.125%
HK$39,442
baseline
▲ 0.50% · 4.625%
HK$41,521
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,884/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,364
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,619
−HK$1,276/mo
Today · 4.125%
HK$42,895
baseline
▲ 0.50% · 4.625%
HK$45,505
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,790/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,904
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,109
−HK$1,221/mo
Today · 4.125%
HK$47,330
baseline
▲ 0.50% · 4.625%
HK$49,825
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,660/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,091
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,556
−HK$1,488/mo
Today · 4.125%
HK$50,044
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$3,045/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,088/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,388
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,793
−HK$1,426/mo
Today · 4.125%
HK$55,219
baseline
▲ 0.50% · 4.625%
HK$58,129
+HK$2,910/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,438/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,546
−HK$3,796/mo
▼ 0.25% · 3.875%
HK$62,429
−HK$1,913/mo
Today · 4.125%
HK$64,342
baseline
▲ 0.50% · 4.625%
HK$68,257
+HK$3,915/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,684/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,356
−HK$3,639/mo
▼ 0.25% · 3.875%
HK$69,163
−HK$1,832/mo
Today · 4.125%
HK$70,995
baseline
▲ 0.50% · 4.625%
HK$74,738
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$141,990/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,169 · Scale 2, in force from 26 Feb 2026)