LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,642
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,688
−HK$1,064/mo
Today · 4.125%
HK$35,752
baseline
▲ 0.50% · 4.625%
HK$37,927
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,504/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,426
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,430
−HK$1,018/mo
Today · 4.125%
HK$39,448
baseline
▲ 0.50% · 4.625%
HK$41,528
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,896/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,370
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,626
−HK$1,276/mo
Today · 4.125%
HK$42,902
baseline
▲ 0.50% · 4.625%
HK$45,512
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,804/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,912
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,116
−HK$1,222/mo
Today · 4.125%
HK$47,338
baseline
▲ 0.50% · 4.625%
HK$49,833
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,676/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,099
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,564
−HK$1,488/mo
Today · 4.125%
HK$50,052
baseline
▲ 0.50% · 4.625%
HK$53,098
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,104/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,397
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,802
−HK$1,426/mo
Today · 4.125%
HK$55,228
baseline
▲ 0.50% · 4.625%
HK$58,139
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,456/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,555
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,439
−HK$1,914/mo
Today · 4.125%
HK$64,353
baseline
▲ 0.50% · 4.625%
HK$68,268
+HK$3,915/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,706/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,367
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,174
−HK$1,833/mo
Today · 4.125%
HK$71,007
baseline
▲ 0.50% · 4.625%
HK$74,750
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,014/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,259 · Scale 2, in force from 26 Feb 2026)