LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,643
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$1,063/mo
Today · 4.125%
HK$35,753
baseline
▲ 0.50% · 4.625%
HK$37,928
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,506/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,428
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,432
−HK$1,018/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,529
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,372
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,276/mo
Today · 4.125%
HK$42,904
baseline
▲ 0.50% · 4.625%
HK$45,514
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,808/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,913
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,222/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$49,835
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,101
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$48,566
−HK$1,488/mo
Today · 4.125%
HK$50,054
baseline
▲ 0.50% · 4.625%
HK$53,100
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,108/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,399
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,804
−HK$1,426/mo
Today · 4.125%
HK$55,230
baseline
▲ 0.50% · 4.625%
HK$58,141
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,460/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,558
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,442
−HK$1,913/mo
Today · 4.125%
HK$64,355
baseline
▲ 0.50% · 4.625%
HK$68,271
+HK$3,916/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,710/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,370
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,177
−HK$1,833/mo
Today · 4.125%
HK$71,010
baseline
▲ 0.50% · 4.625%
HK$74,753
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,020/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,282 · Scale 2, in force from 26 Feb 2026)