LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,645
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$1,064/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,930
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,430
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,433
−HK$1,019/mo
Today · 4.125%
HK$39,452
baseline
▲ 0.50% · 4.625%
HK$41,531
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,904/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,374
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,630
−HK$1,276/mo
Today · 4.125%
HK$42,906
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,610/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,812/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,915
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,120
−HK$1,222/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$49,838
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,103
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,568
−HK$1,489/mo
Today · 4.125%
HK$50,057
baseline
▲ 0.50% · 4.625%
HK$53,102
+HK$3,045/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,114/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,401
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,807
−HK$1,426/mo
Today · 4.125%
HK$55,233
baseline
▲ 0.50% · 4.625%
HK$58,144
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,466/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,561
−HK$3,797/mo
▼ 0.25% · 3.875%
HK$62,445
−HK$1,913/mo
Today · 4.125%
HK$64,358
baseline
▲ 0.50% · 4.625%
HK$68,275
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,716/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,373
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,180
−HK$1,833/mo
Today · 4.125%
HK$71,013
baseline
▲ 0.50% · 4.625%
HK$74,756
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,026/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,308 · Scale 2, in force from 26 Feb 2026)