LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,646
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,693
−HK$1,063/mo
Today · 4.125%
HK$35,756
baseline
▲ 0.50% · 4.625%
HK$37,932
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,512/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,431
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,435
−HK$1,018/mo
Today · 4.125%
HK$39,453
baseline
▲ 0.50% · 4.625%
HK$41,533
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,906/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,375
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,276/mo
Today · 4.125%
HK$42,907
baseline
▲ 0.50% · 4.625%
HK$45,518
+HK$2,611/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,814/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,917
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,122
−HK$1,222/mo
Today · 4.125%
HK$47,344
baseline
▲ 0.50% · 4.625%
HK$49,839
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,688/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,104
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,570
−HK$1,488/mo
Today · 4.125%
HK$50,058
baseline
▲ 0.50% · 4.625%
HK$53,104
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,116/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,403
−HK$2,831/mo
▼ 0.25% · 3.875%
HK$53,809
−HK$1,425/mo
Today · 4.125%
HK$55,234
baseline
▲ 0.50% · 4.625%
HK$58,146
+HK$2,912/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,468/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,563
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,447
−HK$1,914/mo
Today · 4.125%
HK$64,361
baseline
▲ 0.50% · 4.625%
HK$68,277
+HK$3,916/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,722/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,376
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,183
−HK$1,833/mo
Today · 4.125%
HK$71,016
baseline
▲ 0.50% · 4.625%
HK$74,759
+HK$3,743/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,032/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,327 · Scale 2, in force from 26 Feb 2026)