LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,647
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,694
−HK$1,063/mo
Today · 4.125%
HK$35,757
baseline
▲ 0.50% · 4.625%
HK$37,933
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,514/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,432
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,436
−HK$1,019/mo
Today · 4.125%
HK$39,455
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,079/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,910/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,377
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,633
−HK$1,276/mo
Today · 4.125%
HK$42,909
baseline
▲ 0.50% · 4.625%
HK$45,520
+HK$2,611/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,818/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,919
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,123
−HK$1,223/mo
Today · 4.125%
HK$47,346
baseline
▲ 0.50% · 4.625%
HK$49,841
+HK$2,495/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,692/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,106
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,572
−HK$1,488/mo
Today · 4.125%
HK$50,060
baseline
▲ 0.50% · 4.625%
HK$53,106
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,120/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,405
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,811
−HK$1,426/mo
Today · 4.125%
HK$55,237
baseline
▲ 0.50% · 4.625%
HK$58,148
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,474/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,565
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,449
−HK$1,914/mo
Today · 4.125%
HK$64,363
baseline
▲ 0.50% · 4.625%
HK$68,279
+HK$3,916/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,726/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,378
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,185
−HK$1,833/mo
Today · 4.125%
HK$71,018
baseline
▲ 0.50% · 4.625%
HK$74,762
+HK$3,744/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,036/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,348 · Scale 2, in force from 26 Feb 2026)