LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,649
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,695
−HK$1,064/mo
Today · 4.125%
HK$35,759
baseline
▲ 0.50% · 4.625%
HK$37,934
+HK$2,175/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,518/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,434
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,018/mo
Today · 4.125%
HK$39,456
baseline
▲ 0.50% · 4.625%
HK$41,536
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,912/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,378
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,276/mo
Today · 4.125%
HK$42,910
baseline
▲ 0.50% · 4.625%
HK$45,521
+HK$2,611/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$85,820/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,920
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,125
−HK$1,222/mo
Today · 4.125%
HK$47,347
baseline
▲ 0.50% · 4.625%
HK$49,843
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.85M · min. income ≈ HK$94,694/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,108
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,573
−HK$1,489/mo
Today · 4.125%
HK$50,062
baseline
▲ 0.50% · 4.625%
HK$53,108
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,124/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,407
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,813
−HK$1,426/mo
Today · 4.125%
HK$55,239
baseline
▲ 0.50% · 4.625%
HK$58,150
+HK$2,911/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,478/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,567
−HK$3,798/mo
▼ 0.25% · 3.875%
HK$62,451
−HK$1,914/mo
Today · 4.125%
HK$64,365
baseline
▲ 0.50% · 4.625%
HK$68,282
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,730/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,381
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$69,188
−HK$1,833/mo
Today · 4.125%
HK$71,021
baseline
▲ 0.50% · 4.625%
HK$74,765
+HK$3,744/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,042/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,368 · Scale 2, in force from 26 Feb 2026)