LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,653
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,700
−HK$1,063/mo
Today · 4.125%
HK$35,763
baseline
▲ 0.50% · 4.625%
HK$37,939
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,526/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,438
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,443
−HK$1,018/mo
Today · 4.125%
HK$39,461
baseline
▲ 0.50% · 4.625%
HK$41,541
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,922/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,640
−HK$1,276/mo
Today · 4.125%
HK$42,916
baseline
▲ 0.50% · 4.625%
HK$45,527
+HK$2,611/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,832/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,926
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,131
−HK$1,222/mo
Today · 4.125%
HK$47,353
baseline
▲ 0.50% · 4.625%
HK$49,849
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,706/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,114
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,580
−HK$1,488/mo
Today · 4.125%
HK$50,068
baseline
▲ 0.50% · 4.625%
HK$53,115
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,136/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,414
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,820
−HK$1,426/mo
Today · 4.125%
HK$55,246
baseline
▲ 0.50% · 4.625%
HK$58,158
+HK$2,912/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,492/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,575
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,459
−HK$1,915/mo
Today · 4.125%
HK$64,374
baseline
▲ 0.50% · 4.625%
HK$68,291
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,748/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,389
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,197
−HK$1,833/mo
Today · 4.125%
HK$71,030
baseline
▲ 0.50% · 4.625%
HK$74,774
+HK$3,744/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,060/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,439 · Scale 2, in force from 26 Feb 2026)