LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,654
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,701
−HK$1,063/mo
Today · 4.125%
HK$35,764
baseline
▲ 0.50% · 4.625%
HK$37,940
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,528/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,440
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,444
−HK$1,018/mo
Today · 4.125%
HK$39,462
baseline
▲ 0.50% · 4.625%
HK$41,542
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,924/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,385
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,641
−HK$1,276/mo
Today · 4.125%
HK$42,917
baseline
▲ 0.50% · 4.625%
HK$45,528
+HK$2,611/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,834/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,927
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,132
−HK$1,223/mo
Today · 4.125%
HK$47,355
baseline
▲ 0.50% · 4.625%
HK$49,851
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,710/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,115
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,581
−HK$1,489/mo
Today · 4.125%
HK$50,070
baseline
▲ 0.50% · 4.625%
HK$53,116
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,140/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,415
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,426/mo
Today · 4.125%
HK$55,247
baseline
▲ 0.50% · 4.625%
HK$58,159
+HK$2,912/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,494/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,577
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,461
−HK$1,915/mo
Today · 4.125%
HK$64,376
baseline
▲ 0.50% · 4.625%
HK$68,293
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,752/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,391
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,198
−HK$1,834/mo
Today · 4.125%
HK$71,032
baseline
▲ 0.50% · 4.625%
HK$74,776
+HK$3,744/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,064/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,454 · Scale 2, in force from 26 Feb 2026)