LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,654
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,701
−HK$1,063/mo
Today · 4.125%
HK$35,764
baseline
▲ 0.50% · 4.625%
HK$37,941
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,528/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,440
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,444
−HK$1,019/mo
Today · 4.125%
HK$39,463
baseline
▲ 0.50% · 4.625%
HK$41,543
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,926/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,385
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,641
−HK$1,276/mo
Today · 4.125%
HK$42,917
baseline
▲ 0.50% · 4.625%
HK$45,529
+HK$2,612/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,834/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,928
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,133
−HK$1,222/mo
Today · 4.125%
HK$47,355
baseline
▲ 0.50% · 4.625%
HK$49,851
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,710/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,116
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,581
−HK$1,489/mo
Today · 4.125%
HK$50,070
baseline
▲ 0.50% · 4.625%
HK$53,117
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,140/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,416
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,821
−HK$1,427/mo
Today · 4.125%
HK$55,248
baseline
▲ 0.50% · 4.625%
HK$58,160
+HK$2,912/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,496/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,577
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,462
−HK$1,914/mo
Today · 4.125%
HK$64,376
baseline
▲ 0.50% · 4.625%
HK$68,293
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,752/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,392
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,199
−HK$1,834/mo
Today · 4.125%
HK$71,033
baseline
▲ 0.50% · 4.625%
HK$74,777
+HK$3,744/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,066/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,459 · Scale 2, in force from 26 Feb 2026)