LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,655
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,702
−HK$1,064/mo
Today · 4.125%
HK$35,766
baseline
▲ 0.50% · 4.625%
HK$37,942
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,532/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,441
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,445
−HK$1,019/mo
Today · 4.125%
HK$39,464
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,928/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,386
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,643
−HK$1,276/mo
Today · 4.125%
HK$42,919
baseline
▲ 0.50% · 4.625%
HK$45,531
+HK$2,612/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,838/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,930
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,135
−HK$1,222/mo
Today · 4.125%
HK$47,357
baseline
▲ 0.50% · 4.625%
HK$49,853
+HK$2,496/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,714/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,118
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$48,583
−HK$1,489/mo
Today · 4.125%
HK$50,072
baseline
▲ 0.50% · 4.625%
HK$53,119
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,144/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,418
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,824
−HK$1,426/mo
Today · 4.125%
HK$55,250
baseline
▲ 0.50% · 4.625%
HK$58,162
+HK$2,912/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,500/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,580
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,464
−HK$1,915/mo
Today · 4.125%
HK$64,379
baseline
▲ 0.50% · 4.625%
HK$68,296
+HK$3,917/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,758/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,394
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,202
−HK$1,833/mo
Today · 4.125%
HK$71,035
baseline
▲ 0.50% · 4.625%
HK$74,780
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,070/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,481 · Scale 2, in force from 26 Feb 2026)