LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,656
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,703
−HK$1,064/mo
Today · 4.125%
HK$35,767
baseline
▲ 0.50% · 4.625%
HK$37,943
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,534/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,442
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,446
−HK$1,019/mo
Today · 4.125%
HK$39,465
baseline
▲ 0.50% · 4.625%
HK$41,545
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,930/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,388
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,276/mo
Today · 4.125%
HK$42,920
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,612/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,840/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,931
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,222/mo
Today · 4.125%
HK$47,358
baseline
▲ 0.50% · 4.625%
HK$49,855
+HK$2,497/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,716/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,119
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,584
−HK$1,490/mo
Today · 4.125%
HK$50,074
baseline
▲ 0.50% · 4.625%
HK$53,120
+HK$3,046/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,148/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,419
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,825
−HK$1,426/mo
Today · 4.125%
HK$55,251
baseline
▲ 0.50% · 4.625%
HK$58,164
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,502/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,581
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,466
−HK$1,914/mo
Today · 4.125%
HK$64,380
baseline
▲ 0.50% · 4.625%
HK$68,298
+HK$3,918/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$128,760/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,396
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,204
−HK$1,833/mo
Today · 4.125%
HK$71,037
baseline
▲ 0.50% · 4.625%
HK$74,782
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.28M · min. income ≈ HK$142,074/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,496 · Scale 2, in force from 26 Feb 2026)