LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,660
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,707
−HK$1,064/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,947
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,446
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,451
−HK$1,018/mo
Today · 4.125%
HK$39,469
baseline
▲ 0.50% · 4.625%
HK$41,550
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,938/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,392
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,648
−HK$1,277/mo
Today · 4.125%
HK$42,925
baseline
▲ 0.50% · 4.625%
HK$45,537
+HK$2,612/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$85,850/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,935
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,141
−HK$1,222/mo
Today · 4.125%
HK$47,363
baseline
▲ 0.50% · 4.625%
HK$49,860
+HK$2,497/mo
Deposit HK$5.90M · loan HK$8.86M · min. income ≈ HK$94,726/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,124
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,590
−HK$1,489/mo
Today · 4.125%
HK$50,079
baseline
▲ 0.50% · 4.625%
HK$53,126
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,158/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,425
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,831
−HK$1,426/mo
Today · 4.125%
HK$55,257
baseline
▲ 0.50% · 4.625%
HK$58,170
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,514/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,588
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,472
−HK$1,915/mo
Today · 4.125%
HK$64,387
baseline
▲ 0.50% · 4.625%
HK$68,305
+HK$3,918/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,774/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,403
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$1,834/mo
Today · 4.125%
HK$71,045
baseline
▲ 0.50% · 4.625%
HK$74,790
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,090/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,554 · Scale 2, in force from 26 Feb 2026)