LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,662
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,709
−HK$1,064/mo
Today · 4.125%
HK$35,773
baseline
▲ 0.50% · 4.625%
HK$37,950
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,546/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,449
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,019/mo
Today · 4.125%
HK$39,472
baseline
▲ 0.50% · 4.625%
HK$41,553
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,944/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,395
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,651
−HK$1,277/mo
Today · 4.125%
HK$42,928
baseline
▲ 0.50% · 4.625%
HK$45,540
+HK$2,612/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,856/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,939
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,144
−HK$1,223/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$49,863
+HK$2,496/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,127
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,593
−HK$1,490/mo
Today · 4.125%
HK$50,083
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,166/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$2,832/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,426/mo
Today · 4.125%
HK$55,261
baseline
▲ 0.50% · 4.625%
HK$58,174
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,522/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,592
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,477
−HK$1,915/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$68,310
+HK$3,918/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,408
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,216
−HK$1,834/mo
Today · 4.125%
HK$71,050
baseline
▲ 0.50% · 4.625%
HK$74,795
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,100/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,595 · Scale 2, in force from 26 Feb 2026)