LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,663
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,710
−HK$1,064/mo
Today · 4.125%
HK$35,774
baseline
▲ 0.50% · 4.625%
HK$37,950
+HK$2,176/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,548/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,449
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,454
−HK$1,019/mo
Today · 4.125%
HK$39,473
baseline
▲ 0.50% · 4.625%
HK$41,553
+HK$2,080/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,946/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,395
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,276/mo
Today · 4.125%
HK$42,928
baseline
▲ 0.50% · 4.625%
HK$45,540
+HK$2,612/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,856/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,939
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,144
−HK$1,223/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$49,864
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,128
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,594
−HK$1,489/mo
Today · 4.125%
HK$50,083
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$3,047/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,166/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,429
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,835
−HK$1,427/mo
Today · 4.125%
HK$55,262
baseline
▲ 0.50% · 4.625%
HK$58,175
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,524/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,593
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,477
−HK$1,915/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$68,310
+HK$3,918/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,409
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,217
−HK$1,834/mo
Today · 4.125%
HK$71,051
baseline
▲ 0.50% · 4.625%
HK$74,796
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,102/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,599 · Scale 2, in force from 26 Feb 2026)