LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,666
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,713
−HK$1,064/mo
Today · 4.125%
HK$35,777
baseline
▲ 0.50% · 4.625%
HK$37,954
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,554/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,453
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,457
−HK$1,019/mo
Today · 4.125%
HK$39,476
baseline
▲ 0.50% · 4.625%
HK$41,557
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,952/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,399
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,655
−HK$1,277/mo
Today · 4.125%
HK$42,932
baseline
▲ 0.50% · 4.625%
HK$45,544
+HK$2,612/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,864/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,943
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,149
−HK$1,222/mo
Today · 4.125%
HK$47,371
baseline
▲ 0.50% · 4.625%
HK$49,868
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,742/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,132
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$48,598
−HK$1,489/mo
Today · 4.125%
HK$50,087
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$100,174/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,434
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,840
−HK$1,427/mo
Today · 4.125%
HK$55,267
baseline
▲ 0.50% · 4.625%
HK$58,180
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.33M · min. income ≈ HK$110,534/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,598
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,483
−HK$1,915/mo
Today · 4.125%
HK$64,398
baseline
▲ 0.50% · 4.625%
HK$68,317
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,796/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,415
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,223
−HK$1,834/mo
Today · 4.125%
HK$71,057
baseline
▲ 0.50% · 4.625%
HK$74,802
+HK$3,745/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,114/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,649 · Scale 2, in force from 26 Feb 2026)