LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,669
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,716
−HK$1,064/mo
Today · 4.125%
HK$35,780
baseline
▲ 0.50% · 4.625%
HK$37,957
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,560/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,456
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,461
−HK$1,019/mo
Today · 4.125%
HK$39,480
baseline
▲ 0.50% · 4.625%
HK$41,561
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,960/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,402
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,659
−HK$1,277/mo
Today · 4.125%
HK$42,936
baseline
▲ 0.50% · 4.625%
HK$45,548
+HK$2,612/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,872/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,947
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,153
−HK$1,223/mo
Today · 4.125%
HK$47,376
baseline
▲ 0.50% · 4.625%
HK$49,873
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,752/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,136
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,602
−HK$1,490/mo
Today · 4.125%
HK$50,092
baseline
▲ 0.50% · 4.625%
HK$53,140
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,184/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,438
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,845
−HK$1,426/mo
Today · 4.125%
HK$55,271
baseline
▲ 0.50% · 4.625%
HK$58,185
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,542/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,603
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,489
−HK$1,915/mo
Today · 4.125%
HK$64,404
baseline
▲ 0.50% · 4.625%
HK$68,323
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,808/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,421
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,229
−HK$1,834/mo
Today · 4.125%
HK$71,063
baseline
▲ 0.50% · 4.625%
HK$74,809
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,126/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,698 · Scale 2, in force from 26 Feb 2026)