LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,670
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$1,064/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,958
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,457
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,462
−HK$1,019/mo
Today · 4.125%
HK$39,481
baseline
▲ 0.50% · 4.625%
HK$41,562
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,962/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,403
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,660
−HK$1,277/mo
Today · 4.125%
HK$42,937
baseline
▲ 0.50% · 4.625%
HK$45,550
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,874/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,948
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,223/mo
Today · 4.125%
HK$47,377
baseline
▲ 0.50% · 4.625%
HK$49,874
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,754/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,137
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,604
−HK$1,489/mo
Today · 4.125%
HK$50,093
baseline
▲ 0.50% · 4.625%
HK$53,141
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,186/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,440
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,846
−HK$1,427/mo
Today · 4.125%
HK$55,273
baseline
▲ 0.50% · 4.625%
HK$58,186
+HK$2,913/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,546/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,605
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,916/mo
Today · 4.125%
HK$64,406
baseline
▲ 0.50% · 4.625%
HK$68,325
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,812/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,423
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,231
−HK$1,834/mo
Today · 4.125%
HK$71,065
baseline
▲ 0.50% · 4.625%
HK$74,811
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,130/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,713 · Scale 2, in force from 26 Feb 2026)