LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,670
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,718
−HK$1,064/mo
Today · 4.125%
HK$35,782
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,564/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,458
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,462
−HK$1,020/mo
Today · 4.125%
HK$39,482
baseline
▲ 0.50% · 4.625%
HK$41,563
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,964/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,404
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,661
−HK$1,277/mo
Today · 4.125%
HK$42,938
baseline
▲ 0.50% · 4.625%
HK$45,551
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,876/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,949
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,155
−HK$1,223/mo
Today · 4.125%
HK$47,378
baseline
▲ 0.50% · 4.625%
HK$49,875
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,756/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,138
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,605
−HK$1,489/mo
Today · 4.125%
HK$50,094
baseline
▲ 0.50% · 4.625%
HK$53,143
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,188/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,441
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,847
−HK$1,427/mo
Today · 4.125%
HK$55,274
baseline
▲ 0.50% · 4.625%
HK$58,188
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,548/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,607
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,492
−HK$1,915/mo
Today · 4.125%
HK$64,407
baseline
▲ 0.50% · 4.625%
HK$68,326
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,814/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,424
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,232
−HK$1,835/mo
Today · 4.125%
HK$71,067
baseline
▲ 0.50% · 4.625%
HK$74,813
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,134/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,726 · Scale 2, in force from 26 Feb 2026)