LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,671
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,719
−HK$1,064/mo
Today · 4.125%
HK$35,783
baseline
▲ 0.50% · 4.625%
HK$37,960
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,566/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,459
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,464
−HK$1,019/mo
Today · 4.125%
HK$39,483
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,966/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,406
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,277/mo
Today · 4.125%
HK$42,940
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,612/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,880/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,951
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,157
−HK$1,223/mo
Today · 4.125%
HK$47,380
baseline
▲ 0.50% · 4.625%
HK$49,877
+HK$2,497/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,760/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,140
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,606
−HK$1,490/mo
Today · 4.125%
HK$50,096
baseline
▲ 0.50% · 4.625%
HK$53,144
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,192/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,443
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,849
−HK$1,427/mo
Today · 4.125%
HK$55,276
baseline
▲ 0.50% · 4.625%
HK$58,190
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,552/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,609
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,494
−HK$1,915/mo
Today · 4.125%
HK$64,409
baseline
▲ 0.50% · 4.625%
HK$68,329
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,818/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,427
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,235
−HK$1,834/mo
Today · 4.125%
HK$71,069
baseline
▲ 0.50% · 4.625%
HK$74,816
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,138/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,746 · Scale 2, in force from 26 Feb 2026)