LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,674
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,721
−HK$1,065/mo
Today · 4.125%
HK$35,786
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,572/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,462
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,467
−HK$1,019/mo
Today · 4.125%
HK$39,486
baseline
▲ 0.50% · 4.625%
HK$41,567
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,972/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,409
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,666
−HK$1,277/mo
Today · 4.125%
HK$42,943
baseline
▲ 0.50% · 4.625%
HK$45,556
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,886/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,954
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,160
−HK$1,223/mo
Today · 4.125%
HK$47,383
baseline
▲ 0.50% · 4.625%
HK$49,881
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,766/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,144
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,610
−HK$1,490/mo
Today · 4.125%
HK$50,100
baseline
▲ 0.50% · 4.625%
HK$53,148
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,200/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,447
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,853
−HK$1,427/mo
Today · 4.125%
HK$55,280
baseline
▲ 0.50% · 4.625%
HK$58,194
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,560/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,613
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,498
−HK$1,916/mo
Today · 4.125%
HK$64,414
baseline
▲ 0.50% · 4.625%
HK$68,333
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,828/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,431
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,240
−HK$1,835/mo
Today · 4.125%
HK$71,075
baseline
▲ 0.50% · 4.625%
HK$74,821
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,150/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,786 · Scale 2, in force from 26 Feb 2026)