LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,675
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,722
−HK$1,065/mo
Today · 4.125%
HK$35,787
baseline
▲ 0.50% · 4.625%
HK$37,964
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,574/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,463
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,468
−HK$1,019/mo
Today · 4.125%
HK$39,487
baseline
▲ 0.50% · 4.625%
HK$41,568
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,974/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,410
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,277/mo
Today · 4.125%
HK$42,944
baseline
▲ 0.50% · 4.625%
HK$45,557
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,888/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,956
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,161
−HK$1,223/mo
Today · 4.125%
HK$47,384
baseline
▲ 0.50% · 4.625%
HK$49,882
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,768/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,145
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,611
−HK$1,490/mo
Today · 4.125%
HK$50,101
baseline
▲ 0.50% · 4.625%
HK$53,150
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,202/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,448
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,855
−HK$1,427/mo
Today · 4.125%
HK$55,282
baseline
▲ 0.50% · 4.625%
HK$58,196
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,564/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,500
−HK$1,916/mo
Today · 4.125%
HK$64,416
baseline
▲ 0.50% · 4.625%
HK$68,335
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,832/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,433
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,242
−HK$1,835/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$74,823
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,801 · Scale 2, in force from 26 Feb 2026)