LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,676
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,724
−HK$1,064/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,966
+HK$2,178/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,465
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,469
−HK$1,020/mo
Today · 4.125%
HK$39,489
baseline
▲ 0.50% · 4.625%
HK$41,570
+HK$2,081/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,978/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,412
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,669
−HK$1,277/mo
Today · 4.125%
HK$42,946
baseline
▲ 0.50% · 4.625%
HK$45,559
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,892/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,957
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,163
−HK$1,223/mo
Today · 4.125%
HK$47,386
baseline
▲ 0.50% · 4.625%
HK$49,884
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,772/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,147
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,490/mo
Today · 4.125%
HK$50,103
baseline
▲ 0.50% · 4.625%
HK$53,152
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,206/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,450
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,857
−HK$1,427/mo
Today · 4.125%
HK$55,284
baseline
▲ 0.50% · 4.625%
HK$58,198
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,568/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,617
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,503
−HK$1,916/mo
Today · 4.125%
HK$64,419
baseline
▲ 0.50% · 4.625%
HK$68,338
+HK$3,919/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,838/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,436
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,245
−HK$1,835/mo
Today · 4.125%
HK$71,080
baseline
▲ 0.50% · 4.625%
HK$74,826
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,160/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,825 · Scale 2, in force from 26 Feb 2026)