LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,678
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,725
−HK$1,065/mo
Today · 4.125%
HK$35,790
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$2,177/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,580/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,466
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,471
−HK$1,019/mo
Today · 4.125%
HK$39,490
baseline
▲ 0.50% · 4.625%
HK$41,572
+HK$2,082/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,980/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,413
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,670
−HK$1,278/mo
Today · 4.125%
HK$42,948
baseline
▲ 0.50% · 4.625%
HK$45,561
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,896/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,959
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,165
−HK$1,223/mo
Today · 4.125%
HK$47,388
baseline
▲ 0.50% · 4.625%
HK$49,886
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,776/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,149
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$48,615
−HK$1,490/mo
Today · 4.125%
HK$50,105
baseline
▲ 0.50% · 4.625%
HK$53,154
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,210/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,453
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$53,859
−HK$1,427/mo
Today · 4.125%
HK$55,286
baseline
▲ 0.50% · 4.625%
HK$58,201
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,572/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,620
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,505
−HK$1,916/mo
Today · 4.125%
HK$64,421
baseline
▲ 0.50% · 4.625%
HK$68,341
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,842/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,439
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,248
−HK$1,835/mo
Today · 4.125%
HK$71,083
baseline
▲ 0.50% · 4.625%
HK$74,829
+HK$3,746/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,166/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,848 · Scale 2, in force from 26 Feb 2026)