LTV · monthly repayment
▼ 0.50% · 3.625%
HK$336,783
−HK$21,119/mo
▼ 0.25% · 3.875%
HK$347,258
−HK$10,644/mo
Today · 4.125%
HK$357,902
baseline
▲ 0.50% · 4.625%
HK$379,679
+HK$21,777/mo
Deposit HK$73.85M · loan HK$73.85M · min. income ≈ HK$715,804/mo (50% DSR)
Upfront cash ≈ HK$83.45M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$374,667
−HK$20,242/mo
▼ 0.25% · 3.875%
HK$384,716
−HK$10,193/mo
Today · 4.125%
HK$394,909
baseline
▲ 0.50% · 4.625%
HK$415,726
+HK$20,817/mo
Deposit HK$73.85M · loan HK$73.85M · min. income ≈ HK$789,818/mo (50% DSR)
Upfront cash ≈ HK$83.45M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$404,139
−HK$25,343/mo
▼ 0.25% · 3.875%
HK$416,710
−HK$12,772/mo
Today · 4.125%
HK$429,482
baseline
▲ 0.50% · 4.625%
HK$455,615
+HK$26,133/mo
Deposit HK$59.08M · loan HK$88.62M · min. income ≈ HK$858,964/mo (50% DSR)
Upfront cash ≈ HK$68.68M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$449,601
−HK$24,290/mo
▼ 0.25% · 3.875%
HK$461,659
−HK$12,232/mo
Today · 4.125%
HK$473,891
baseline
▲ 0.50% · 4.625%
HK$498,871
+HK$24,980/mo
Deposit HK$59.08M · loan HK$88.62M · min. income ≈ HK$947,782/mo (50% DSR)
Upfront cash ≈ HK$68.68M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$471,496
−HK$29,567/mo
▼ 0.25% · 3.875%
HK$486,162
−HK$14,901/mo
Today · 4.125%
HK$501,063
baseline
▲ 0.50% · 4.625%
HK$531,551
+HK$30,488/mo
Deposit HK$44.31M · loan HK$103.39M · min. income ≈ HK$1,002,126/mo (50% DSR)
Upfront cash ≈ HK$53.91M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$524,534
−HK$28,339/mo
▼ 0.25% · 3.875%
HK$538,602
−HK$14,271/mo
Today · 4.125%
HK$552,873
baseline
▲ 0.50% · 4.625%
HK$582,016
+HK$29,143/mo
Deposit HK$44.31M · loan HK$103.39M · min. income ≈ HK$1,105,746/mo (50% DSR)
Upfront cash ≈ HK$53.91M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$606,209
−HK$38,014/mo
▼ 0.25% · 3.875%
HK$625,065
−HK$19,158/mo
Today · 4.125%
HK$644,223
baseline
▲ 0.50% · 4.625%
HK$683,423
+HK$39,200/mo
Deposit HK$14.77M · loan HK$132.93M · min. income ≈ HK$1,288,446/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$674,401
−HK$36,436/mo
▼ 0.25% · 3.875%
HK$692,488
−HK$18,349/mo
Today · 4.125%
HK$710,837
baseline
▲ 0.50% · 4.625%
HK$748,306
+HK$37,469/mo
Deposit HK$14.77M · loan HK$132.93M · min. income ≈ HK$1,421,674/mo (50% DSR)
Upfront cash ≈ HK$24.37M (deposit + AVD stamp duty HK$9,600,178 · Scale 2, in force from 26 Feb 2026)