LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,679
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,726
−HK$1,064/mo
Today · 4.125%
HK$35,790
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$2,178/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$71,580/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,467
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,472
−HK$1,019/mo
Today · 4.125%
HK$39,491
baseline
▲ 0.50% · 4.625%
HK$41,573
+HK$2,082/mo
Deposit HK$7.38M · loan HK$7.38M · min. income ≈ HK$78,982/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,414
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,671
−HK$1,278/mo
Today · 4.125%
HK$42,949
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,898/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,960
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,166
−HK$1,223/mo
Today · 4.125%
HK$47,389
baseline
▲ 0.50% · 4.625%
HK$49,887
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,778/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,150
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,617
−HK$1,490/mo
Today · 4.125%
HK$50,107
baseline
▲ 0.50% · 4.625%
HK$53,155
+HK$3,048/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,214/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,454
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,861
−HK$1,427/mo
Today · 4.125%
HK$55,288
baseline
▲ 0.50% · 4.625%
HK$58,202
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,576/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,621
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,507
−HK$1,916/mo
Today · 4.125%
HK$64,423
baseline
▲ 0.50% · 4.625%
HK$68,343
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,846/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,441
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,249
−HK$1,835/mo
Today · 4.125%
HK$71,084
baseline
▲ 0.50% · 4.625%
HK$74,831
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,168/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,861 · Scale 2, in force from 26 Feb 2026)