LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,680
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$1,065/mo
Today · 4.125%
HK$35,792
baseline
▲ 0.50% · 4.625%
HK$37,969
+HK$2,177/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,584/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,473
−HK$1,020/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,574
+HK$2,081/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,416
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,277/mo
Today · 4.125%
HK$42,950
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,900/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,962
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,168
−HK$1,223/mo
Today · 4.125%
HK$47,391
baseline
▲ 0.50% · 4.625%
HK$49,889
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,782/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,151
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,618
−HK$1,490/mo
Today · 4.125%
HK$50,108
baseline
▲ 0.50% · 4.625%
HK$53,157
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,216/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,455
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,862
−HK$1,428/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,204
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,623
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,509
−HK$1,916/mo
Today · 4.125%
HK$64,425
baseline
▲ 0.50% · 4.625%
HK$68,345
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,850/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,443
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,252
−HK$1,835/mo
Today · 4.125%
HK$71,087
baseline
▲ 0.50% · 4.625%
HK$74,834
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,174/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,879 · Scale 2, in force from 26 Feb 2026)