LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,680
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$1,064/mo
Today · 4.125%
HK$35,792
baseline
▲ 0.50% · 4.625%
HK$37,970
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,584/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,019/mo
Today · 4.125%
HK$39,493
baseline
▲ 0.50% · 4.625%
HK$41,575
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,986/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,416
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,673
−HK$1,278/mo
Today · 4.125%
HK$42,951
baseline
▲ 0.50% · 4.625%
HK$45,564
+HK$2,613/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,902/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,963
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,168
−HK$1,224/mo
Today · 4.125%
HK$47,392
baseline
▲ 0.50% · 4.625%
HK$49,890
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,784/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,152
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,490/mo
Today · 4.125%
HK$50,109
baseline
▲ 0.50% · 4.625%
HK$53,158
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,218/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,456
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,863
−HK$1,427/mo
Today · 4.125%
HK$55,290
baseline
▲ 0.50% · 4.625%
HK$58,205
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,580/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,510
−HK$1,916/mo
Today · 4.125%
HK$64,426
baseline
▲ 0.50% · 4.625%
HK$68,346
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,852/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,444
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,253
−HK$1,835/mo
Today · 4.125%
HK$71,088
baseline
▲ 0.50% · 4.625%
HK$74,835
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,176/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,888 · Scale 2, in force from 26 Feb 2026)