LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,681
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,728
−HK$1,065/mo
Today · 4.125%
HK$35,793
baseline
▲ 0.50% · 4.625%
HK$37,971
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,586/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,469
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,474
−HK$1,020/mo
Today · 4.125%
HK$39,494
baseline
▲ 0.50% · 4.625%
HK$41,575
+HK$2,081/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,988/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,417
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,674
−HK$1,277/mo
Today · 4.125%
HK$42,951
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,902/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,963
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,169
−HK$1,223/mo
Today · 4.125%
HK$47,392
baseline
▲ 0.50% · 4.625%
HK$49,891
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,784/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,153
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,620
−HK$1,490/mo
Today · 4.125%
HK$50,110
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,220/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,457
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,864
−HK$1,427/mo
Today · 4.125%
HK$55,291
baseline
▲ 0.50% · 4.625%
HK$58,206
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,582/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,625
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,511
−HK$1,916/mo
Today · 4.125%
HK$64,427
baseline
▲ 0.50% · 4.625%
HK$68,347
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,854/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,445
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,254
−HK$1,835/mo
Today · 4.125%
HK$71,089
baseline
▲ 0.50% · 4.625%
HK$74,836
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,178/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,895 · Scale 2, in force from 26 Feb 2026)