LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,681
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,729
−HK$1,065/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,972
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,470
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,475
−HK$1,020/mo
Today · 4.125%
HK$39,495
baseline
▲ 0.50% · 4.625%
HK$41,576
+HK$2,081/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,990/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,418
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,675
−HK$1,277/mo
Today · 4.125%
HK$42,952
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,904/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,964
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,170
−HK$1,224/mo
Today · 4.125%
HK$47,394
baseline
▲ 0.50% · 4.625%
HK$49,892
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,788/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,154
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,621
−HK$1,490/mo
Today · 4.125%
HK$50,111
baseline
▲ 0.50% · 4.625%
HK$53,160
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,222/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,458
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,865
−HK$1,428/mo
Today · 4.125%
HK$55,293
baseline
▲ 0.50% · 4.625%
HK$58,207
+HK$2,914/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,586/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,916/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$68,349
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,446
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$1,835/mo
Today · 4.125%
HK$71,090
baseline
▲ 0.50% · 4.625%
HK$74,838
+HK$3,748/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,180/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,909 · Scale 2, in force from 26 Feb 2026)