LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,683
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$1,064/mo
Today · 4.125%
HK$35,795
baseline
▲ 0.50% · 4.625%
HK$37,973
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,590/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,020/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,579
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,677
−HK$1,277/mo
Today · 4.125%
HK$42,954
baseline
▲ 0.50% · 4.625%
HK$45,568
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,908/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,967
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,223/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$49,894
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,156
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,623
−HK$1,491/mo
Today · 4.125%
HK$50,114
baseline
▲ 0.50% · 4.625%
HK$53,163
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,228/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,461
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,868
−HK$1,427/mo
Today · 4.125%
HK$55,295
baseline
▲ 0.50% · 4.625%
HK$58,210
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,590/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,630
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,516
−HK$1,916/mo
Today · 4.125%
HK$64,432
baseline
▲ 0.50% · 4.625%
HK$68,352
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,864/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,450
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,259
−HK$1,835/mo
Today · 4.125%
HK$71,094
baseline
▲ 0.50% · 4.625%
HK$74,842
+HK$3,748/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,188/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,938 · Scale 2, in force from 26 Feb 2026)