LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,683
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,731
−HK$1,065/mo
Today · 4.125%
HK$35,796
baseline
▲ 0.50% · 4.625%
HK$37,974
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,592/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,472
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,020/mo
Today · 4.125%
HK$39,497
baseline
▲ 0.50% · 4.625%
HK$41,579
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,994/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,420
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,677
−HK$1,278/mo
Today · 4.125%
HK$42,955
baseline
▲ 0.50% · 4.625%
HK$45,569
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,910/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,967
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,173
−HK$1,223/mo
Today · 4.125%
HK$47,396
baseline
▲ 0.50% · 4.625%
HK$49,895
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,792/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,157
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,624
−HK$1,490/mo
Today · 4.125%
HK$50,114
baseline
▲ 0.50% · 4.625%
HK$53,163
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,228/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,461
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,868
−HK$1,428/mo
Today · 4.125%
HK$55,296
baseline
▲ 0.50% · 4.625%
HK$58,211
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,592/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,630
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,516
−HK$1,916/mo
Today · 4.125%
HK$64,432
baseline
▲ 0.50% · 4.625%
HK$68,353
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$128,864/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,450
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,259
−HK$1,836/mo
Today · 4.125%
HK$71,095
baseline
▲ 0.50% · 4.625%
HK$74,842
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.29M · min. income ≈ HK$142,190/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,942 · Scale 2, in force from 26 Feb 2026)