LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,685
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,732
−HK$1,065/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,975
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,474
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,019/mo
Today · 4.125%
HK$39,498
baseline
▲ 0.50% · 4.625%
HK$41,580
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,996/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,277/mo
Today · 4.125%
HK$42,956
baseline
▲ 0.50% · 4.625%
HK$45,570
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,912/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,969
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,175
−HK$1,223/mo
Today · 4.125%
HK$47,398
baseline
▲ 0.50% · 4.625%
HK$49,896
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,796/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,158
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,625
−HK$1,491/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$53,165
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,463
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,870
−HK$1,428/mo
Today · 4.125%
HK$55,298
baseline
▲ 0.50% · 4.625%
HK$58,213
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,596/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,632
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,518
−HK$1,916/mo
Today · 4.125%
HK$64,434
baseline
▲ 0.50% · 4.625%
HK$68,355
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,868/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,453
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,262
−HK$1,835/mo
Today · 4.125%
HK$71,097
baseline
▲ 0.50% · 4.625%
HK$74,845
+HK$3,748/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,194/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,961 · Scale 2, in force from 26 Feb 2026)