LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,685
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,733
−HK$1,065/mo
Today · 4.125%
HK$35,798
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,596/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,474
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,020/mo
Today · 4.125%
HK$39,499
baseline
▲ 0.50% · 4.625%
HK$41,581
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$78,998/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,680
−HK$1,277/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,571
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,969
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,175
−HK$1,224/mo
Today · 4.125%
HK$47,399
baseline
▲ 0.50% · 4.625%
HK$49,897
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,798/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,159
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,626
−HK$1,491/mo
Today · 4.125%
HK$50,117
baseline
▲ 0.50% · 4.625%
HK$53,166
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,234/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,464
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,871
−HK$1,428/mo
Today · 4.125%
HK$55,299
baseline
▲ 0.50% · 4.625%
HK$58,214
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,598/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,633
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,519
−HK$1,917/mo
Today · 4.125%
HK$64,436
baseline
▲ 0.50% · 4.625%
HK$68,356
+HK$3,920/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,872/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,454
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,263
−HK$1,835/mo
Today · 4.125%
HK$71,098
baseline
▲ 0.50% · 4.625%
HK$74,846
+HK$3,748/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,196/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,971 · Scale 2, in force from 26 Feb 2026)