LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,686
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,734
−HK$1,064/mo
Today · 4.125%
HK$35,798
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,596/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,475
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,480
−HK$1,020/mo
Today · 4.125%
HK$39,500
baseline
▲ 0.50% · 4.625%
HK$41,582
+HK$2,082/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,000/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,423
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,680
−HK$1,278/mo
Today · 4.125%
HK$42,958
baseline
▲ 0.50% · 4.625%
HK$45,572
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,916/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,970
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,176
−HK$1,224/mo
Today · 4.125%
HK$47,400
baseline
▲ 0.50% · 4.625%
HK$49,898
+HK$2,498/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,800/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,160
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,627
−HK$1,491/mo
Today · 4.125%
HK$50,118
baseline
▲ 0.50% · 4.625%
HK$53,167
+HK$3,049/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,236/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,465
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,872
−HK$1,428/mo
Today · 4.125%
HK$55,300
baseline
▲ 0.50% · 4.625%
HK$58,215
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,600/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,635
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,521
−HK$1,916/mo
Today · 4.125%
HK$64,437
baseline
▲ 0.50% · 4.625%
HK$68,358
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,874/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,455
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,264
−HK$1,836/mo
Today · 4.125%
HK$71,100
baseline
▲ 0.50% · 4.625%
HK$74,847
+HK$3,747/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,200/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$553,982 · Scale 2, in force from 26 Feb 2026)