LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,689
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,737
−HK$1,064/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,478
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,484
−HK$1,019/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,586
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,427
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,278/mo
Today · 4.125%
HK$42,962
baseline
▲ 0.50% · 4.625%
HK$45,576
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$85,924/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,974
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,224/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$49,903
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.86M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,164
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,491/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$3,050/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,470
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,877
−HK$1,428/mo
Today · 4.125%
HK$55,305
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,610/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,640
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,526
−HK$1,917/mo
Today · 4.125%
HK$64,443
baseline
▲ 0.50% · 4.625%
HK$68,364
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,886/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,461
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,271
−HK$1,835/mo
Today · 4.125%
HK$71,106
baseline
▲ 0.50% · 4.625%
HK$74,854
+HK$3,748/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,212/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,030 · Scale 2, in force from 26 Feb 2026)