LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,692
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,740
−HK$1,065/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,482
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,487
−HK$1,020/mo
Today · 4.125%
HK$39,507
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,014/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,431
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,688
−HK$1,278/mo
Today · 4.125%
HK$42,966
baseline
▲ 0.50% · 4.625%
HK$45,580
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,932/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,979
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,185
−HK$1,224/mo
Today · 4.125%
HK$47,409
baseline
▲ 0.50% · 4.625%
HK$49,908
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,818/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,169
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,636
−HK$1,491/mo
Today · 4.125%
HK$50,127
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$3,050/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,254/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,882
−HK$1,428/mo
Today · 4.125%
HK$55,310
baseline
▲ 0.50% · 4.625%
HK$58,226
+HK$2,916/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,620/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,646
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,532
−HK$1,917/mo
Today · 4.125%
HK$64,449
baseline
▲ 0.50% · 4.625%
HK$68,370
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,898/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,468
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,277
−HK$1,836/mo
Today · 4.125%
HK$71,113
baseline
▲ 0.50% · 4.625%
HK$74,862
+HK$3,749/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,226/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,086 · Scale 2, in force from 26 Feb 2026)