LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,694
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$1,064/mo
Today · 4.125%
HK$35,806
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,612/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,484
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,489
−HK$1,020/mo
Today · 4.125%
HK$39,509
baseline
▲ 0.50% · 4.625%
HK$41,592
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,018/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,432
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,690
−HK$1,278/mo
Today · 4.125%
HK$42,968
baseline
▲ 0.50% · 4.625%
HK$45,582
+HK$2,614/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,936/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,981
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,187
−HK$1,224/mo
Today · 4.125%
HK$47,411
baseline
▲ 0.50% · 4.625%
HK$49,910
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,822/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,171
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,638
−HK$1,491/mo
Today · 4.125%
HK$50,129
baseline
▲ 0.50% · 4.625%
HK$53,179
+HK$3,050/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,258/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,477
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,885
−HK$1,428/mo
Today · 4.125%
HK$55,313
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$2,915/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,626/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,648
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,535
−HK$1,917/mo
Today · 4.125%
HK$64,452
baseline
▲ 0.50% · 4.625%
HK$68,373
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,904/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,471
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,280
−HK$1,836/mo
Today · 4.125%
HK$71,116
baseline
▲ 0.50% · 4.625%
HK$74,865
+HK$3,749/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,232/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,109 · Scale 2, in force from 26 Feb 2026)