LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,695
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,743
−HK$1,065/mo
Today · 4.125%
HK$35,808
baseline
▲ 0.50% · 4.625%
HK$37,986
+HK$2,178/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,616/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,485
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,490
−HK$1,020/mo
Today · 4.125%
HK$39,510
baseline
▲ 0.50% · 4.625%
HK$41,593
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,020/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,434
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,691
−HK$1,278/mo
Today · 4.125%
HK$42,969
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,938/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,982
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,188
−HK$1,224/mo
Today · 4.125%
HK$47,412
baseline
▲ 0.50% · 4.625%
HK$49,911
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,824/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,172
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,640
−HK$1,491/mo
Today · 4.125%
HK$50,131
baseline
▲ 0.50% · 4.625%
HK$53,181
+HK$3,050/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$100,262/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,479
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,886
−HK$1,428/mo
Today · 4.125%
HK$55,314
baseline
▲ 0.50% · 4.625%
HK$58,230
+HK$2,916/mo
Deposit HK$4.43M · loan HK$10.34M · min. income ≈ HK$110,628/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,650
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,917/mo
Today · 4.125%
HK$64,454
baseline
▲ 0.50% · 4.625%
HK$68,375
+HK$3,921/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,908/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,473
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,282
−HK$1,836/mo
Today · 4.125%
HK$71,118
baseline
▲ 0.50% · 4.625%
HK$74,867
+HK$3,749/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,236/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,126 · Scale 2, in force from 26 Feb 2026)