LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,699
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,748
−HK$1,065/mo
Today · 4.125%
HK$35,813
baseline
▲ 0.50% · 4.625%
HK$37,992
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,626/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,490
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,496
−HK$1,020/mo
Today · 4.125%
HK$39,516
baseline
▲ 0.50% · 4.625%
HK$41,599
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,032/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,439
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,697
−HK$1,278/mo
Today · 4.125%
HK$42,975
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,950/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,988
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,195
−HK$1,224/mo
Today · 4.125%
HK$47,419
baseline
▲ 0.50% · 4.625%
HK$49,918
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,838/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,179
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,647
−HK$1,491/mo
Today · 4.125%
HK$50,138
baseline
▲ 0.50% · 4.625%
HK$53,189
+HK$3,051/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,276/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,486
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,894
−HK$1,428/mo
Today · 4.125%
HK$55,322
baseline
▲ 0.50% · 4.625%
HK$58,238
+HK$2,916/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,644/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,659
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,546
−HK$1,917/mo
Today · 4.125%
HK$64,463
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,922/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,926/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,483
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,292
−HK$1,836/mo
Today · 4.125%
HK$71,128
baseline
▲ 0.50% · 4.625%
HK$74,878
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,256/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,206 · Scale 2, in force from 26 Feb 2026)