LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,701
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,749
−HK$1,065/mo
Today · 4.125%
HK$35,814
baseline
▲ 0.50% · 4.625%
HK$37,993
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,628/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,492
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,497
−HK$1,020/mo
Today · 4.125%
HK$39,517
baseline
▲ 0.50% · 4.625%
HK$41,600
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,034/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,441
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,699
−HK$1,278/mo
Today · 4.125%
HK$42,977
baseline
▲ 0.50% · 4.625%
HK$45,592
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,954/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,990
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,197
−HK$1,224/mo
Today · 4.125%
HK$47,421
baseline
▲ 0.50% · 4.625%
HK$49,920
+HK$2,499/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,842/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,181
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,648
−HK$1,492/mo
Today · 4.125%
HK$50,140
baseline
▲ 0.50% · 4.625%
HK$53,190
+HK$3,050/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,280/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,488
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,896
−HK$1,428/mo
Today · 4.125%
HK$55,324
baseline
▲ 0.50% · 4.625%
HK$58,240
+HK$2,916/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,648/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,661
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,548
−HK$1,917/mo
Today · 4.125%
HK$64,465
baseline
▲ 0.50% · 4.625%
HK$68,388
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,930/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,485
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,295
−HK$1,836/mo
Today · 4.125%
HK$71,131
baseline
▲ 0.50% · 4.625%
HK$74,880
+HK$3,749/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,262/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,225 · Scale 2, in force from 26 Feb 2026)