LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,702
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,750
−HK$1,065/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,995
+HK$2,180/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,493
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,499
−HK$1,020/mo
Today · 4.125%
HK$39,519
baseline
▲ 0.50% · 4.625%
HK$41,602
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,038/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,442
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,700
−HK$1,278/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,594
+HK$2,616/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,992
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,198
−HK$1,224/mo
Today · 4.125%
HK$47,422
baseline
▲ 0.50% · 4.625%
HK$49,922
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,844/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,183
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,650
−HK$1,492/mo
Today · 4.125%
HK$50,142
baseline
▲ 0.50% · 4.625%
HK$53,193
+HK$3,051/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,284/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,898
−HK$1,428/mo
Today · 4.125%
HK$55,326
baseline
▲ 0.50% · 4.625%
HK$58,243
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,652/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,664
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,551
−HK$1,917/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$68,390
+HK$3,922/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,488
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,298
−HK$1,836/mo
Today · 4.125%
HK$71,134
baseline
▲ 0.50% · 4.625%
HK$74,883
+HK$3,749/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,268/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,247 · Scale 2, in force from 26 Feb 2026)