LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,703
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$34,751
−HK$1,066/mo
Today · 4.125%
HK$35,817
baseline
▲ 0.50% · 4.625%
HK$37,996
+HK$2,179/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$71,634/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,494
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,500
−HK$1,020/mo
Today · 4.125%
HK$39,520
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,083/mo
Deposit HK$7.39M · loan HK$7.39M · min. income ≈ HK$79,040/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,444
−HK$2,536/mo
▼ 0.25% · 3.875%
HK$41,702
−HK$1,278/mo
Today · 4.125%
HK$42,980
baseline
▲ 0.50% · 4.625%
HK$45,595
+HK$2,615/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$85,960/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,993
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$46,200
−HK$1,224/mo
Today · 4.125%
HK$47,424
baseline
▲ 0.50% · 4.625%
HK$49,924
+HK$2,500/mo
Deposit HK$5.91M · loan HK$8.87M · min. income ≈ HK$94,848/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,184
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,652
−HK$1,491/mo
Today · 4.125%
HK$50,143
baseline
▲ 0.50% · 4.625%
HK$53,194
+HK$3,051/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$100,286/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,492
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,900
−HK$1,428/mo
Today · 4.125%
HK$55,328
baseline
▲ 0.50% · 4.625%
HK$58,245
+HK$2,917/mo
Deposit HK$4.43M · loan HK$10.35M · min. income ≈ HK$110,656/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,666
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,553
−HK$1,917/mo
Today · 4.125%
HK$64,470
baseline
▲ 0.50% · 4.625%
HK$68,393
+HK$3,923/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$128,940/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,490
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$1,836/mo
Today · 4.125%
HK$71,136
baseline
▲ 0.50% · 4.625%
HK$74,886
+HK$3,750/mo
Deposit HK$1.48M · loan HK$13.30M · min. income ≈ HK$142,272/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$554,265 · Scale 2, in force from 26 Feb 2026)